One lending process.
No surprises.
Brooktree is a Los Angeles private real estate debt fund and direct lender. We finance non-owner-occupied LA properties for operators, and deliver real yield for investors.
Operators & Borrowers
For fix-and-flip, small multifamily, and LA infill builders who need speed and certainty.
- 1-15 unit residential & commercial
- Direct access to decision makers
- We actually close
Investors & Partners
For HNW individuals, family offices, and RIAs seeking secured real estate credit.
- Secured by first trust deeds
- Transparent risk reporting
- Consistent monthly yield
Brokers & Deal Partners
For mortgage brokers and boutique lenders who need a reliable capital partner.
- We protect brokers
- Clean process, no drama
- Quick, fair compensation
LA-focused credit built for real projects.
Not abstractions. We lend on tangible assets with clear exit strategies.
Underwriting the exit, not just the entry.
We don't just check boxes. We evaluate the sponsor, the business plan, and the asset's fundamental value. Our local knowledge allows us to see value where others see risk, and risk where others see opportunity.
Understand the Operator
We bet on people. We look for track record, skin in the game, and a clear vision for the project.
Stress Test the Asset
We underwrite to the downside. If the math doesn't work at a stress-tested exit, we don't lend.
Structure for Success
We build capital stacks that give the project enough runway to succeed, with clear milestones.
Recent Closings
Representative transactions from our portfolio.
Multifamily Rehab
Bridge Loan
Acquisition and renovation of a 4-unit value-add property. 12-month term with construction draws.
Commercial Bridge
Refinance
Cash-out refinance on a mixed-use corner lot to fund tenant improvements and stabilization.
Ground Up Const.
Construction
Vertical construction of two single-family homes on a hillside lot. Experienced local developer.
Representative examples only. Past deals are not a guarantee of future results.
Streamlined Execution.
We know time kills deals. Our process is designed for speed and transparency.
Scenario
Submit your deal summary.
Terms
Same-day soft quote.
Underwriting
Diligence & valuation.
Closing
Docs & funding.
Servicing
Draws & management.
Real yield, secured by
real assets.
Participate in our diversified private credit fund or select individual trust deeds. We provide institutional-grade reporting and consistent monthly distributions.
First Trust Deeds
Capital is secured by first-position liens on California real estate with significant equity protection.
Monthly Income
Consistent cash flow distributed monthly. We prioritize capital preservation and steady returns.
We protect our brokers.
We know that relationships are everything in this business. If you bring us a deal, we respect the relationship, protect your fee, and perform so you look good to your client.
Fast Track Checklist
- Property Address & Photos
- Loan Amount & Use of Funds
- Borrower Experience / Track Record
- Exit Strategy
Market Notes
The shift in Echo Park zoning: What it means for developers.
Private credit spreads in a rising rate environment.
Managing cost overruns in hillside developments.
Our Team
Experienced professionals who understand Los Angeles real estate and private credit.
Local Expertise
Our team has decades of combined experience in Los Angeles real estate, construction, and private lending. We've seen every market cycle and understand what makes deals work.
- Deep knowledge of LA neighborhoods and submarkets
- Direct relationships with operators and brokers
- Hands-on underwriting and asset management
- Transparent communication and execution
Investor-Focused
We're not just lenders—we're also capital allocators. We understand what investors need: transparency, discipline, and consistent execution.
- Institutional-grade reporting and transparency
- Conservative underwriting and risk management
- Alignment of interests with investors
- Proven track record of execution
FREQUENTLY ASKED QUESTIONS
What makes Brooktree different from other lenders?
We're hyper-local to Los Angeles, which means we understand neighborhoods, construction costs, and market dynamics at a street level. We're also balance sheet lenders, so we can move fast and make decisions without committee approvals.
Do you only work with experienced operators?
We prefer experienced operators with a track record, but we evaluate every deal on its merits. If the asset and exit strategy are strong, we'll consider first-time operators with the right team and capital.
What's your typical timeline from application to funding?
We issue term sheets within hours of receiving a complete submission. From term sheet acceptance to funding typically takes 7-10 days, though we've closed deals in as little as 4 days when everything is ready.
Do you work with brokers?
Yes, we actively work with mortgage brokers and welcome deal submissions. We protect broker fees and move quickly so you look good to your clients. See our Pipeline page for details.
What markets do you serve?
We focus exclusively on Los Angeles County and select Orange County markets. We don't lend outside of Southern California. This local focus allows us to underwrite deals others can't.
How do investors participate in your fund?
We offer opportunities to accredited investors through our private credit fund. Investors receive secured, income-focused exposure to our loan portfolio. See our Investors page for details and to request offering documents.
Have more specific questions?
Brooktree Fund LLC (NMLS# 2491144, CFL# 60DBO-185623) is a licensed California Finance Lender. Loans made or arranged pursuant to a California Financing Law license.