Los Angeles Private Debt

One lending process. No surprises.

We are a direct lender and credit fund focused exclusively on Los Angeles. We provide speed and certainty for N/O residential and small commercial assets, backed by disciplined underwriting.

Market Pulse LA-Core

UPDATED TODAY
Deals Reviewed (Mo)
142
Active Screening
Avg Loan Size
$2.4M
RANGE: $500k - $10M
Active Zip Codes
18
Core Markets
Avg LTC / DSCR
65%
1.25x Target
BROOKTREE FUND IVOPEN FOR ALLOCATION

For Operators

Certainty of Execution.

We are a balance sheet lender. We hold our own paper. When we issue a term sheet, the capital is already there.

  • Loans from $500k to $10M
  • 1st Lien positions on LA real estate
  • N/O Residential, Multi, Mixed-Use
  • Close in as little as 5-7 days
  • No 'loan committee' black boxes

For Investors

Real Yield. Real Assets.

For family offices and accredited investors seeking consistent yield secured by first deeds of trust on Los Angeles property.

  • Conservative LTV underwriting (avg. 63%)
  • Monthly distributions
  • Full transparency & detailed reporting
  • Direct access to the GP
  • Audited financials

The Logic of Lending.

Our process is linear and transparent. No re-trading. No surprises. We view every deal through a strict credit ledger.

01

Intake & Screen

  • Address Check
  • Prelim Valuation
  • Sponsor Vet
02

Structure & Terms

  • DSCR Analysis
  • LTC / LTV sizing
  • Term Sheet Issued
03

Underwriting

  • Site Visit
  • 3rd Party Reports
  • Legal Review
04

Funding

  • Docs Signed
  • Wire Sent
  • Servicing Setup

Recent Activity

Deploying capital in neighborhoods we know.

Highland Park

Fix & Flip: Single Family

Structure70% LTC
Coverage1.15x Exit
Speed12 Days
West Adams

Bridge: 4-Unit Commercial

Structure60% LTV
Coverage1.30x Current
Speed14 Days
Silver Lake

Construction Completion

Structure65% LTC
Coverage2.10x Pro Forma
Speed9 Days
Echo Park

Value-Add: Mixed Use

Structure55% LTV
Coverage1.25x Stabilized
Speed21 Days

Downside First.

We underwrite to the exit. We look for multiple paths to repayment—refinance or sale. If the math doesn't work at the stress-test level, we don't issue the term sheet.

Repeat Sponsors.

Real estate is a relationship business. Over 60% of our capital is deployed with borrowers who have executed with us before. We value track record over projections.

Historical Loss Rate
0.0%
Origination Vol
Q1 - Q2 TREND

Common Questions.

We focus on loans between $500k and $10M. We can go smaller for repeat borrowers or slightly larger for exceptional assets in core markets.

No. We are strictly a business-purpose lender for non-owner occupied (N/O) investment properties.

Typically 6-18 month bridge loans. Rates vary by leverage and asset quality. We offer both interest-only and funded interest reserves.

Yes. We protect brokers. If you bring us a deal, we respect the relationship.

Direct Contact

deals@brooktreefund.com

310.555.0123

12300 Wilshire Blvd, Los Angeles, CA

Get a term sheet.

Answer 3 simple questions to see if your deal qualifies for our balance sheet program.

Step 1: The Asset

1 / 3
$
$
70% LTV
Property Type