Brooktree
Direct Lender • Los Angeles Only

CAPITAL FOR
LA OPERATORS.

We are a balance sheet lender focused exclusively on Los Angeles.Speed, certainty, and local expertise.

NO HARD CREDIT PULL

$1.2M•Highland Parkfunded in 7 Days
$2.8M•Silver Lakefunded in 10 Days
$4.1M•West Adamsfunded in 14 Days
$950k•Echo Parkfunded in 5 Days
$5.5M•Arts Districtfunded in 21 Days
$3.2M•Venicefunded in 9 Days

IS BROOKTREE
A FIT?

We aren't for everyone. We don't do consumer loans, we don't do 30-year fixed mortgages, and we don't lend outside of Southern California.

We are built for professional real estate investors who need reliable capital to execute value-add strategies.

  • You need to close in < 10 days
  • The property needs significant rehab
  • You are buying off-market or at auction
  • Bank financing fell through at the last minute

Our Sweet Spot

Asset Types

Single Family (Non-Owner Occ), 2-4 Units, Multifamily (5+), Mixed Use

Strategies

Fix & Flip, Bridge to Perm, Ground-Up Construction, Value-Add

Speed

Term sheets in hours. Funding in as little as 5-7 days.

LOAN PROGRAMS

Tailored financing solutions for every stage of your project.

Fix & Flip

Short-term capital for acquisition and renovation of residential properties.

  • Up to 85% LTC
  • 12 Month Term
  • No Prepay Penalty Option

Bridge Loans

Flexible financing to bridge the gap between acquisition and permanent financing or sale.

  • Quick Closing
  • Interest Only
  • Cross-Collateralization

Ground Up

Construction financing for new development projects in prime locations.

  • Up to 75% LTC
  • Fund Control Management
  • 12-24 Months Term

The Process

From submission to funding in 4 simple steps.

Day 0

Submission

Submit your deal details online. No login required.

Day 0-1

Term Sheet

We review and issue a term sheet within hours.

Day 2-5

Underwriting

Valuation ordered, title opened, entity docs reviewed.

Day 7-10

Funding

Docs signed, funds wired. You get to work.

ELIGIBILITY & TERMS

Transparent guidelines so you know exactly where you stand.

Loan Parameters

Loan Amount$500k - $10M
LTV (Loan to Value)Up to 75%
LTC (Loan to Cost)Up to 85%
Interest RatesStarting at 9.75%
Term Length6-24 Months
Origination Fee1.5% - 2.5%

Borrower Requirements

  • Valid US Entity (LLC, Corp, LP)
  • Minimum 600 FICO (Exceptions available)
  • Track record of successful projects preferred
  • Liquidity to cover interest reserves & closing costs
  • Property must be in Southern California
Start here • No obligation • Instant read

GET MY QUOTE.

Tell us about the deal. Get a preliminary term sheet instantly.

Step 1: The Asset

1 / 3
$
$
70% LTV
Property Type

DOCS CHECKLIST

Ready to move forward? Here's what we'll need to close your loan. Having these ready speeds up the process significantly.

  • Entity Documents (Articles, Operating Agreement)
  • Purchase Contract (fully executed)
  • Scope of Work (if applicable)
  • Track Record (SREO)
  • Proof of Funds (2 months bank statements)
  • Valid ID for all Guarantors

FREQUENTLY ASKED QUESTIONS

Do you lend to individuals?

No, we only lend to entities (LLCs, Corporations, etc.).

What is your minimum loan amount?

Our minimum loan amount is generally $500,000.

Do you require an appraisal?

Yes, we require an appraisal from one of our approved vendors. We do not accept borrower-provided appraisals.

Can you close in under 5 days?

Yes, provided title is clear and all documents are submitted immediately. Our record is 4 days.

Do you lend on owner-occupied homes?

No, we are strictly a business-purpose lender for investment properties only.

EXISTING BORROWER?

Need a payoff demand, draw request, or servicing update? Access our borrower portal or contact servicing directly.