Our borrowers are real estate professionals looking to develop or invest in real estate in California. Our borrowers come to us because they have blemishes on their credit, have maxed out their leverage with conventional lenders, or need financing quickly.

All of our loans are non-recourse which means we do not require credit checks or a personal guaranty. We finance California-based real estate projects and offer acquisition, bridge, construction, fix-and-flip, refinance and rehab loans.

In addition to no personal guaranty requirements, the majority of our loans are interest only and incur no prepayment penalty.